ValueBank Checking
Providing you with true personal service along with the knowledge and tools needed to manage their money more efficiently.
Free Rewards Checking
- Free initial order of checks (50)
- Free E-Statement with check images
- Free ATM’s Nationwide* when requirements are met (NO receipts required)
- Free Transactions always at ValueBank Texas ATM’s
- Free Internet Banking
- Free BillPay
- Free Debit Card
- FREE 24 hour telephone account inquiry
- Free assistance & Switch Kit to get all your electronic deposits and ACH transactions setup
- Earn a premium interest rate on balances to $25,000 (ask our new account representative for current interest rate)
- $300 Overdraft Privilege
- For qualifying account holders effective 30 days after opening
- Click here for more details
- Minimum deposit of $50 to open account
- No minimum balance & no monthly fees
- Unlimited check writing
4 easy requirements per cycle to receive premium interest and free ATM’s nationwide
- 10 debit card POS transactions per month (ATM transactions not included)
- Receive statements by e-mail
- Log into internet banking once per month
- One Monthly direct deposit or debit
Important Note:
If you do not meet the requirements per cycle your account will still function as a free checking account earning a significantly lower rate. ATM refunds will be given if the four requirements are met per billing cycle. We may change the interest rate and Annual Percentage Yield (APY) at any time after the account is opened. No minimum balance required, however you must deposit a minimum of $50 to open this account and is only available to personal accounts. No monthly service charge.
Free Checking
A personal checking account with no monthly service charge and no minimum balance required.
- Free initial order of checks (50)
- Free E-Statement with check images
- Unlimited check writing
- Free Transactions always at ValueBank Texas ATM’s
- Free Internet Banking
- Free BillPay
- Free Debit Card
- FREE 24 hour telephone account inquiry
- Free assistance & Switch Kit to get all your electronic deposits and ACH transactions setup
- $300 Overdraft Privilege
- For qualifying account holders effective 30 days after opening
- Click here for more details
- Minimum deposit of $50 to open account
- No minimum balance and no monthly fees
- Duplicate checks required
- Cancelled checks retained by bank
- First 2 copies of cancelled checks free per month
Classic Value Checking
A basic checking account that gives you the option of not paying a service charge if required balance is maintained.
- Free E-Statement with check images or checks images provided with mailed statement
- Unlimited check writing
- Free Internet Banking
- Free BillPay
- Free Debit Card
- FREE Transactions at ValueBank Texas ATM’s
- FREE 24 hour telephone account inquiry
- Free notary service
- Free assistance & Switch Kit to get all your electronic deposits and ACH transactions setup
- $500 Overdraft Privilege
- For qualifying account holders effective 30 days after opening
- Click here for more details
- Minimum deposit of $50 to open account
- $800 daily balance to avoid $8 monthly service fee
- $.20 per debit after 30 ("Debit" Any and all withdrawals made from this account, except for bank-associated fees and/or services charges.)
Now Value Checking
A competitive interest-bearing account with unlimited check writing.
- Free E-Statement with check images or checks images provided with mailed statement
- Unlimited check writing
- Free Internet Banking
- Free BillPay
- Free Debit Card
- FREE Transactions at ValueBank Texas ATM’s
- FREE 24 hour telephone account inquiry
- Free notary service
- Free assistance & Switch Kit to get all your electronic deposits and ACH transactions setup
- $500 Overdraft Privilege
- For qualifying account holders effective 30 days after opening
- Click here for more details
- $1,000 minimum opening deposit
- Interest paid and compounded monthly
- $1,500 daily balance to avoid $15 monthly service fee or maintain a $12,500 daily balance in your savings or money market account
- Interest earned daily on balance of $1,500+
- Additional postage fee after 75 transactions
Interest: We use the daily collected balance computation method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example: checks). We reserve the right to at any time; require not less than 7 days in writing before each withdrawal from an interest bearing account other than a CD or from any other savings account as defined by Regulation D.
Annual percentage yield (APY) is variable and may change after the account is open. Fees may reduce earnings on the account.
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